In an increasingly digital world, more and more people like the idea of finding their soulmate online and believe that it is possible. Success story after success story proves it. Even so, things are not as straightforward or easy for the companies that provide online dating services. Any business that falls within the adult sector is considered high risk. Unwilling to complete the underwriting process, these traditional processors leave online dating services without a means of processing their customers credit and debit card transactions. Every online business relies on a merchant account. Without a way to process plastic card payments, the customer base would be virtually zero. Specifically, a dating merchant account. We understand the risks of the industry and the challenges these companies face.
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Sep 6, Xcbill. E-commerce is a sphere of business that helps spread the word like wildfire, which in turn booms productivity and profit. With its rising popularity, people have often tended to hook themselves up to a payment gateway website so as to make their online payments easier and more secure. One of the downsides is that not all the gateway websites hold the same importance as the few reliable ones.
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We provide card processing services from card machines to online payments for businesses of all sizes. We also have partnership opportunities from integration to reseller.
To successfully accept credit card transactions you need to have at least one gateway provider in addition to a merchant account. The MobiusPay Gateway can also pre-authorize transactions to minimize fraud and chargebacks. The MobiusPay Gateway ensures that: The merchant receives settlement from the transaction Proper fees are paid to all parties in the transaction chain The issuing credit card bank bills the customer, ending the transaction MobiusPay Gateway Features Include: Breaks downs by trials, joins, conversions, upgrades, and rebills.
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Merchant Account Solutions
The Difference Between Merchant Accounts, Payment Gateways and Third Party Processors. Many questions arouse after having read about e-Commerce merchant accounts and credit card processing.
What is an Internet Merchant Account? An Internet merchant account is a merchant account specifically approved for processing “card not present” sales [i. Visa and MasterCard have different criteria for evaluating the potential risk involved in credit card transactions where the card is not physically presented to the merchant. For this reason, a separate merchant account is required to process credit card transactions over the Internet. In order to process credit cards online the first thing you will need is an Internet Merchant Account.
This relationship enables you to accept web-based credit card payments from their customers. Here is how it works: This unique number is attached to each credit card transaction that originates from your Web site. The Merchant ID number is also associated with your business checking account. This allows funds captured from your customer’s credit card payments to be automatically deposited into the proper business checking account. It takes approximatly hours for the funds to settle into your business checking account.
To qualify for a merchant account, you must meet the bank’s requirements.
Adult Payment Gateway and Merchant Services
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The adult industry falls squarely within this category, and this can make it difficult for adult entertainment websites to find merchant accounts. Many merchant account providers charge higher than normal processing fees as well and higher setup fees if they do accept adult accounts. Visa in particular has exercised a higher degree of control and supervision over adult sites as well as extra fees.
They claim this is to clean up an industry with higher chargeback and fraud rates. But many have complained that they are taking it on themselves to regulate the industry. Paypal has recently changed their policy to accept adult sites, however many operators have complained of discrimination from Paypal.
Neteller is an e-money transfer service used to transfer money to and from merchants, such as forex trading firms, social networks firms. It can withdraw funds directly using the Net+ card or transfer the balance to their own bank accounts. It is owned and operated by .
CIS Payment methods in India Non-cash transactions, despite a relatively low market share, still remain the preferred mode of payment in India that steadily grow in popularity. Additionally, the online payment methods in India that will become more frequently used are prepaid cards, debit cards and bank transfers. The largest mobile payment gateway platform in India is Paytm, an e-wallet launched in Pay by Skins Pay by Skins is a payment method targeted at the gaming community.
It allows players to issue payments with digital skins, based on their rarity and market values. Although, issued in 20 countries, it is accepted worldwide. JCB cards are used in countries every year to pay for services and goods. American Express One of the leading American payment companies, with legacy dating back to the 19th century. It offers credit cards, charge cards, and even traveller cheques, depending on individual needs. Discover Discover is an American issued credit card.
It is currently the fourth largest credit card in the United States, and uses the Pulse payment system.
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If you are over the age of eighteen, you can purchase pornography and sex toys or call phone sex lines for telephone erotic entertainment. Germany is perhaps the strictest because they require those who are interested in adult material to go to their local post office with a photo identification card and then fill out an application that is used to order these products or videos. In the United Kingdom, purchases of this nature must be made by a credit card that is only accessible to those who are eighteen or older.
Why High Risk This is why adult only stores and websites, and phone sex companies are considered high-risk.
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The trio looked over a number of areas for new opportunities but were most taken by dating, and, in particular, the lack of services catering to the year-old demographic. You connect your Facebook profile to get started, and also verify yourself via other social networks, your phone number and even offline photo-ID to get more points. The process, of course, also provides women with greater peace-of-mind about their potential matches.
Tinder puts a lot of focus on location, but TrulyMadly instead looks to compatibility quizzes and scoring. An Android shipped first , in August, and the iOS version followed last month. Bhatia said that active users — so not all users — are currently using the service for around 40 minutes each day. In response, TrulyMadly is preparing to add more to its in-app messaging feature — including compatibility quizzes and ice-breaker intros — as it bids to keep users engaged inside its ecosystem.
Bhatia said that, in the future, TrulyMadly may also create content that lives exclusively inside its service in order to sharpen its appeal.